Understanding a Disaster Forbearance Plan, Additional Mortgage Assistance Solutions, and Other Helpful Information. Review our FAQs or explore topics below for additional information. After a Disaster: Filing an Insurance Claim, Applying for Mortgage Assistance, and More; 4 Tips To...

What is a Disaster Forbearance Plan? For eligible customers, a Disaster Forbearance Plan temporarily pauses mortgage payments for a set period of time. It is not a waiver or forgiveness of the paused payments. During the forbearance plan period, late fees will not be assessed, an...

Mortgage assistance is a general term that covers a variety of programs and solutions intended to help homeowners who are experiencing financial difficulty and having trouble making their mortgage payment.

A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments intended to allow you time and flexibility to manage the financial challenges you are facing after the disaster. A forbearance plan is not forgiveness of any portion of the debt,...

File an insurance claim with your provider for damages related to the disaster. Apply for mortgage assistance with us. Register for disaster assistance with federal, state, and local agencies. (This assistance may cover expenses that your insurance company doesn’t.)

How will a forbearance impact my year-end tax statement? If you were on a forbearance plan during part of the year—or exited a forbearance plan and deferred missed payments—you will receive a 1098 with only the interest reported that was paid by you .

A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments intended to allow you time and flexibility to manage the financial challenges you are facing after the disaster.

Housing counselors: Read our blog on how HUD-approved housing counselors may be able to assist if you need help talking to us about issues such as forbearance.

A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments intended to allow you time and flexibility to manage the financial challenges you are facing after the disaster.

If there isn’t a financially feasible way for you to keep your home, a short sale is an option that can give you a fresh start and avoid the foreclosure process. A short sale can allow you to sell your home for less than you owe on the mortgage, pending investor approval.