Refinancing May Be an Option for Mortgage Assistance
If it’s getting harder to make your payments but you haven’t fallen behind yet, you may have a simple, effective option: Refinancing your mortgage to one with a lower monthly payment.
- To refinance as part of a mortgage assistance plan, your account needs to be current for the past 6 months.
- Also, there can’t be more than one late payment on your account over the past 12 months.
- There are a few other eligibility requirements we’ll be glad to go over with you when you contact us about refinancing.
If you qualify, refinancing can be one of the easiest ways to get back on track without big impacts to your credit score or living situation.