A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments intended to allow you time and flexibility to manage the financial challenges you are facing after the disaster.

If you’ve been impacted by a recent disaster, you may qualify for a forbearance plan to help you recover during this challenging time. Other investor-specific criteria may apply.

Mortgage assistance is a general term that covers a variety of programs and solutions intended to help homeowners who are experiencing financial difficulty and having trouble making their mortgage payment.

You can quickly apply for mortgage assistance online. If you’d prefer to mail or fax your application—or if you don’t have an online account—you can download it here. Note: If you're currently engaged in an active bankruptcy, please consult with your attorney before submitting a mo...

File an insurance claim with your provider for damages related to the disaster. Apply for mortgage assistance with us. Register for disaster assistance with federal, state, and local agencies. (This assistance may cover expenses that your insurance company doesn’t.)

If you were on a forbearance plan during part of the year—or exited a forbearance plan and deferred missed payments—you will receive a 1098 with only the interest reported that was paid by you.

A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments intended to allow you time and flexibility to manage the financial challenges you are facing after the disaster.

Whenever You Need It, Help Is Here. If you're unable to pay the mortgage due to a natural disaster, you've come to the right place. We're here to help by offering mortgage assistance solutions for homeowners. Select " Request Now " to obtain information and request assistance online.

Housing counselors: Read our blog on how HUD-approved housing counselors may be able to assist if you need help talking to us about issues such as forbearance.

A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments intended to allow you time and flexibility to manage the financial challenges you are facing after the disaster.