Common qualifying factors for exemptions that vary per state law and local taxing authority: Homestead Exemption Senior Citizen (age varies depending on taxing authority) Disabled Military Veteran

We receive tax bills for escrowed accounts, so you don’t need to send us your copy unless the bill is for delinquent taxes or a supplemental/interim tax. Please write your loan number on it first, and then send to any of the following:

If your loan is escrowed, you can count on us to pay your taxes on time. Your escrow account will be debited about 10 business days before the delinquency date, and we’ll let you know when that happens. Many taxing authorities allow grace periods for payments. Grace periods are stret...

These can include things like a homestead exemption, which many taxing authorities offer to discount taxes on a homeowner’s primary residence. Depending on where you live, your property’s value may be assessed every year, every three to five years, when the property sells or transf...

A customer with an assessed home value of $200,000 may be assessed to pay 2% in tax of their homes value, $4,000.00. However, with an approved 100% tax exemption, you pay nothing and we do not collect funds in your escrow account to pay taxes.

When your taxes and/or insurance increase from the amounts paid last year, the escrow portion of your monthly payment will also increase to cover the higher disbursements. The escrow shortage is the amount needed to ensure the escrow account is fully funded in the upcoming year per t...

For example, some states automatically offer a homestead exemption. In other states, you may have to fill out an application Note: If you are buying a new construction home, be aware that taxes may increase significantly in the next tax year because they likely were only assessed o...

Lists the most common mortgage assistance solutionsSolutions may include, but are not limited to: refinancing; repayment plans; loan modification; short sale; and Deed in Lieu of Foreclosure. Complete a mortgage assistance application online now and let us know what’s going on. We’ll...

Understanding how to estimate your home ’ s value can come in handy. It plays a part in determining everything from your home equity and insurance premiums to annual property taxes. When you’re ready to buy or sell a home, it can also help you settle on a good price. Here are 5 m...

An alternative method of mortgage assistanceThe United States Department of Housing and Urban Development (HUD) has trained housing counselors who can talk through your situation and options with you. They’re ready to help with your questions about credit, foreclosure, rentals, and m...