You can also make a one-time payment through your online account. Check out our Smart Calendar for important information about your due date, grace period, and more. Here’s a video on how it works and where to find it: © 2025 Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a ...

What is SOFR, and how does it relate to my ARM loan? The interest rate of your adjustable-rate mortgage (ARM) is currently calculated based on the published Secured Overnight Financing Rate (SOFR) index. Until 6/30/2023, it was based on the London Interbank Offered Rate (LIBOR) index.

If you believe there has been a legitimate error on your credit report, please provide us with supporting details in one of two ways: Sign in to your online account and open a ticket in the Message Center.

We accept payments from checking, saving, and money market accounts, as well as checks, money orders, and cashier’s checks. Payments can be made many different ways. Note: We do not accept debit or credit card payments at this time. Why did my monthly payment change?

There are no late fees or negative reporting to the credit bureaus during the first 60 days after your transfer. (Your prior servicer is required to forward us any payments you make to them for 60 days after your transfer date.)

Check your credit report to watch for identity theft and errors posted by creditors. The three major U.S. credit bureaus are Equifax ®, Experian ®, and TransUnion ®.

A verification of mortgage (VOM) is an official statement that verifies your existing loan terms and provides a rating of the payment history, including if the loan was current or delinquent for each month listed. It reflects only the most recent 12 months of your loan, excluding the...

Get started by signing in. If you didn’t already create an online account, all you need is your loan number, Social Security Number, and property ZIP code. Download our secure mobile app in the App Store or Google Play to manage your account anytime, anywhere.

Check your credit report to watch for identity theft and errors posted by creditors. The three major U.S. credit bureaus are Equifax ®, Experian ®, and TransUnion ®.

Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score. Generally, homebuyers with higher credit scores qualify for lower interest rates.