You can also make a one-time payment through your online account. Check out our Smart Calendar for important information about your due date, grace period, and more. Here’s a video on how it works and where to find it: © 2025 Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a ...

What is a grace period? Your grace period is a set number of days after your contractual due date when we’ll still accept your payment without charging a late fee. The number of days is outlined in your Note.

A repayment plan is an agreement that spreads the past due amount over a specific period, typically 3–6 months, during which time you make a full payment, plus a partial payment, until the account is brought current. Repayment plans can be an ideal option for homeowners who face te...

If your loan is current, has not had a 30-day late payment in the past 12 months, and meets certain other conditions, you may request a Partial Release. An approved Partial Release enables you to sell a portion of your property (such as undeveloped land) before you have paid ...

Payoffs must be made via certified funds—wire transfer, money order, or cashier’s check. Please do not send personal checks, certified personal checks, or cash. Your payoff quote statement will include all of the information you need about our receiving bank for wires. Note: We sugge...

Biweekly AutoPay will automatically draft a half-payment from your account every 2 weeks (14 days). There will be 26 withdrawals a year. There will be 2 months during the year when a 3rd half-payment will be drafted and posted to the account, as a principal payment.

NMLS: #2119 NMLS Consumer Access (www.nmlsconsumeraccess.org).

First, select the payment frequency —Monthly or Biweekly, if eligible. This option maintains the original payoff timeframe and loan terms. This option helps reduce the overall interest paid on the loan and accelerates the payoff by making two extra half payments each year.

When sending additional funds that require special posting instructions, such as additional principal or fees, please indicate that on your payment coupon. If you don’t have a payment coupon, please include the posting instructions on a separate note included with your payment.

What kind of assistance options are available if I cannot pay my mortgage? Your options may include refinancing, repayment plans, and loan modification. How can I get assistance if I cannot pay my mortgage? You can complete a mortgage assistance application online and let us know wha...