One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

One of the most popular scoring models is the FICO® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

One of the most popular scoring models is the FICO® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score. Generally, homebuyers with higher credit scores qualify for lower interest rates. You can claim a free copy of your three credit reports every 12 months fr...

One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

What Is a FICO® Score? A FICO Score is a type of credit score created by the Fair Isaac Corporation. Lenders use borrowers’ FICO Scores along with other details on borrowers’ credit reports to assess credit risk and determine whether to extend credit.

Refinance, debt consolidation, home purchase: whatever your goal is, we'll make it our goal, too. That's the Mr. Cooper difference.

Make payments quickly, monitor your FICO ® Score, and see customized ways to leverage your home equity—or quickly get in touch with a mortgage expert for on-demand assistance. With our app in your back pocket, managing your home loan can be easy and stress free.

Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score. Lenders use your credit score as one factor when determining your loan amount and interest rate. Most use credit reports from the three primary credit bure...