A home equity loan lets you borrow money based on the value of your home. It’s a second mortgage, but you can use the money for whatever you need—like home improvements, paying off debt, or life expenses.

Your options may include refinancing, repayment plans, and loan modification. How can I get assistance if I cannot pay my mortgage? You can complete a mortgage assistance application online and let us know what’s going on.

Complete a mortgage assistance application online now and let us know what’s going on. We’ll help you determine a plan of action and next steps based upon your circumstances. You can also contact us if you have questions or need to speak with an agent. What mortgage assistance is ava...

Funding to eliminate homeowners’ second lien loans. You can see what options your state offers by visiting the National Council of State Housing Agencies.

Learn how a home equity loan works, how to compare it with a HELOC, and what factors affect the interest rate and tax deduction. Find out the pros and cons of this type of consumer debt and use the calculator to estimate your monthly payments.

Imagine this: You find a home you love, you make the best offer, and it gets accepted!

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. Learn how to turn your home equity into cash with a low, fixed rate and no closing costs.

As a buyer, you only pay for the portion of the tax period that you own the home. So, if your new loan starts December 1st, you’ll typically only owe for only that month and the previous owner will pay 11 months’ worth of taxes at closing.

If you’re currently paying PMI (private mortgage insurance), you can remove it if your new loan doesn’t exceed 80% of your home’s value. What are the cons? It’s important to choose your home improvements wisely when you do a cash-out refinance.

If you have a Fannie Mae or Freddie Mac Loan, please download Mortgage Assistance Application (MAA). For all other loan types, please download the Uniform Borrowers Assistance Application ( UBAF ). If you have further questions, you may contact customer service at 833-685-2566.