While your homeowners insurance covers damage from events like natural disasters and property crime, a home warranty is focused on helping you maintain your home’s systems and appliances.

Insurance Requirements Amount You are required to have enough insurance to cover the lower of either the replacement cost of the home or the remaining principal balance on your loan. Example: If your unpaid principal balance (UPB) is $80,000 but the replacement cost is $120,000, yo...

While your homeowners insurance covers damage from events like natural disasters and property crime, a home warranty is focused on helping you maintain your home’s systems and appliances.

When a disaster strikes your home, your insurance company may issue an insurance claim check, which can also be called loss draft funds. A claim check is meant to cover various costs, including repairs.

Check Out Homes in Person When viewing a home, be thorough. Test AC & Heating systems, outlets, showers & toilets, and all appliances. Don’t forget to check on warranties. Take notes of repairs or upgrades you’ll have to consider if you decide to buy the home. Here are 6 common h...

While your homeowners insurance covers damage from events like natural disasters and property crime, a home warranty is focused on helping you maintain your home’s systems and appliances.

What, when, and how to send updates if your insurance policy changes

When your taxes and/or insurance increase from the amounts paid last year, the escrow portion of your monthly payment will also increase to cover the higher disbursements. The escrow shortage is the amount needed to ensure the escrow account is fully funded in the upcoming year per t...

Test AC & Heating systems, outlets, showers & toilets, and all appliances. Don’t forget to check on warranties. Take notes of repairs or upgrades you’ll have to consider if you decide to buy the home. Here are 6 common hou... Check Out Homes in Person When viewing a home, be thor...

If you’ve been affected by a disaster, such as a winter storm, hurricane, tornado, or wildfire, here are 3 steps you can take to help ensure your home and finances are protected.