Make payments quickly, monitor your FICO® Score, and see customized ways to leverage your home equity—or quickly get in touch with a mortgage expert for on-demand assistance. With our app in your back pocket, managing your home loan can be easy and stress free.

Manage Your Mortgage Anytime, Anywhere. Easily make monthly payments, check your FICO® Score, or access important mortgage documents—all within the secure Mr. Cooper mobile app. Download it on the App Store or Google Play and start learning new ways to use your home as your most po...

If you have a low credit score or significant issues in your credit history, it may be more difficult to qualify for a mortgage. But it’s not impossible. With some hard work and time invested, you can get the right credit score to buy a home, qualify for a mortgage, and get int...

Make payments quickly, monitor your FICO® Score, and see customized ways to leverage your home equity—or quickly get in touch with a mortgage expert for on-demand assistance. With our app in your back pocket, managing your home loan can be easy and stress free.

Easily make monthly payments, check your FICO® Score, or access important mortgage documents—all within the secure Mr. Cooper mobile app. Download it on the App Store or Google Play and start learning new ways to use your home as your most powerful asset.

Easily make monthly payments, check your FICO ® Score, or access important mortgage documents—all within the secure Mr. Cooper mobile app. Download it on the App Store or Google Play and start learning new ways to use your home as your most powerful asset.

Make payments quickly, monitor your FICO® Score, and see customized ways to leverage your home equity—or quickly get in touch with a mortgage expert for on-demand assistance. With our app in your back pocket, managing your home loan can be easy and stress free.

One of the most popular scoring models is the FICO® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

Check Your Credit Score. Lenders use your credit score as one factor when determining your loan amount and interest rate. Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score.

Check your credit report to watch for identity theft and errors posted by creditors. The three major U.S. credit bureaus are Equifax ®, Experian ®, and TransUnion ®.