Make payments quickly, monitor your FICO ® Score, and see customized ways to leverage your home equity—or quickly get in touch with a mortgage expert for on-demand assistance. With our app in your back pocket, managing your home loan can be easy and stress free.

Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score. Check Your Credit Score. Lenders use your credit score as one factor when determining your loan amount and interest r...

This ratio compares your combined monthly debt payments to your monthly gross income. You’ll want to check with your lender for their DTI requirements, but generally speaking, the lower the better!

With Mr. Cooper’s Digital Loan Tracker, you can view real-time progress updates on your application status, upload financial documents, e-sign disclosures, and access mortgage professionals.

You can also make a one-time payment through your online account. Check out our Smart Calendar for important information about your due date, grace period, and more. Here’s a video on how it works and where to find it:

Check Your Credit Score. Lenders use your credit score as one factor when determining your loan amount and interest rate. Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score.

If you’re paying private mortgage insurance (PMI) on your current loan, refinancing can present the opportunity to get rid of it on your new, refinanced loan. But, if don’t qualify for this option, you may be able to reduce your PMI costs instead.

One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

Check your credit report to watch for identity theft and errors posted by creditors. The three major U.S. credit bure... Credit repair companies cannot force a creditor to change valid reporting.

All you need is your loan number, Social Security Number, and property ZIP code to create your account. Then you can download our secure mobile app in the App Store or Google Play to manage your account anytime, anywhere.