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Get 1% Off Your Rate for a Full Year! Mr. Cooper’s 1% Mortgage Markdown discounts your monthly payment by reducing your interest rate by a full percentage point for one year.*
Mr. Cooper® Mortgage Markdown Terms and Conditions
* Mr. Cooper’s Mortgage Markdown is a temporary buydown program that reduces the borrower’s effective interest rate and effective monthly payment for a one year period of time by establishing a custodial escrow account, which will be funded partially by the lender and partially by the borrower (in the case of a VA loan the account will be funded entirely by the lender), and funds will be dispersed from the escrow account to cover the difference in interest during the one year buydown period which subsidizes the monthly payment amount. Mortgage Markdown is available for purchase loans that are locked by 6/30/2024. Mortgage Markdown is only available on purchase loans for primary residences. Not available on jumbo loans, second mortgages, or refinance transactions. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. This offer is subject to changes or cancellation at any time at the sole discretion of Mr. Cooper. Additional restrictions/conditions may apply. Offer is contingent on qualification per full underwriting guidelines.
Please note that all Mr. Cooper calculators are for informational purposes only. The results displayed are only estimates based on the information you provide and cannot be used to determine actual loan terms or costs. The results are not a quote, price, guideline, or estimate for any Mr. Cooper product. The calculations provided should not be construed as financial, legal or tax advice. Your use of this calculator and any calculations provided do not impose any legal obligations on Mr. Cooper. In addition, such information should not be relied upon as the only source of information to make financial decisions. Calculators are supplied by LeadFusion.
* Mr. Cooper’s Mortgage Markdown is a temporary buydown program that reduces the borrower’s effective interest rate and effective monthly payment for a one year period of time by establishing a custodial escrow account, which will be funded partially by the lender and partially by the borrower (in the case of a VA loan the account will be funded entirely by the lender), and funds will be dispersed from the escrow account to cover the difference in interest during the one year buydown period which subsidizes the monthly payment amount. Mortgage Markdown is available for purchase loans that are locked by 6/30/2024. Mortgage Markdown is only available on purchase loans for primary residences. Not available on jumbo loans, second mortgages, or refinance transactions. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. This offer is subject to changes or cancellation at any time at the sole discretion of Mr. Cooper. Additional restrictions/conditions may apply. Offer is contingent on qualification per full underwriting guidelines.
Please note that all Mr. Cooper calculators are for informational purposes only. The results displayed are only estimates based on the information you provide and cannot be used to determine actual loan terms or costs. The results are not a quote, price, guideline, or estimate for any Mr. Cooper product. The calculations provided should not be construed as financial, legal or tax advice. Your use of this calculator and any calculations provided do not impose any legal obligations on Mr. Cooper. In addition, such information should not be relied upon as the only source of information to make financial decisions. Calculators are supplied by LeadFusion.