Mortgage assistance is a general term that covers a variety of programs and solutions intended to help homeowners who are experiencing financial difficulty and having trouble making their mortgage payment. What kind of assistance options are available if I cannot pay my mortgage?

Here’s how to request the transfer of an FHA or VA case number from Mr. Cooper: Download and complete the Case Transfer Request Form. Obtain a signed letter from the borrower requesting the transfer.

An FHA Loan may be a great option for people who do not qualify for a Conventional loan. Government-backed FHA Loans offer competitive rates, flexible credit requirements, and down payments as low as 3.5%.

You may hear FHA loans mentioned. These are loans backed by the Federal Housing Administration. But there may be state or local programs available too that help borrowers who otherwise wouldn’t be able to afford or qualify for a mortgage.

If you want to transfer ownership of your property into a Trust or to your spouse/children, you’ll need to notify Mr. Cooper and provide one or more of the following documents: Deed – This document is used to validate that you are an owner of the property.

An FHA Loan may be a great option for people who do not qualify for a Conventional loan. Government-backed FHA Loans offer competitive rates, flexible credit requirements, and down payments as low as 3.5%.

Complete a mortgage assistance application online now and let us know what’s going on. We’ll help you determine a plan of action and next steps based upon your circumstances. You can also contact us if you have questions or need to speak with an agent. What mortgage assistance is...

Mr. Cooper adheres to all guidance by FHA & VA when transferring case numbers and/or appraisals. Here’s how to request the transfer of an FHA or VA case number from Mr. Cooper: Download and complete the Case Transfer Request Form.

Homeowner Assistance Fund (HAF) is a government-sponsored initiative managed by the Department of Treasury to offer assistance for homeowners impacted by the COVID-19 Pandemic that began in 2020. Note: The application process is handled by each state.

As of 6/30/2023, LIBOR is being replaced with a new index called Secured Overnight Financing Rate (SOFR). Additional information will be provided on the next ARM change notice you receive after June 30, 2023. No other terms of your mortgage are changing.