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Want to reduce your home payment, remodel your kitchen, or get cash for other big expenses? Or maybe you just want to consolidate your debts and get a better rate. Whatever your goal is, we’ll make it our goal, too. That’s the Mr. Cooper difference.

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By submitting my information, I understand that I am consenting for Nationstar Mortgage LLC d/b/a Mr. Cooper to contact me to discuss mortgage loan products and rate options at the email address and the phone number provided including via text messaging, automated or pre-recorded means. Standard data and text messaging rates apply. I understand that my consent is not required as a condition to purchase a good or service. I agree that I am subscribing to receive Mr. Cooper marketing emails. Mr. Cooper respects your privacy and treats your confidential information as such. For information, please review our Privacy Policy. See Terms and Conditions for Mr. Cooper's cellular phone contact policy.

Not Just Another Mortgage Lender

We’re turning the home-lending process inside out by putting your home and your goals at the center of everything we do.

100% U.S.-Based Customer Service
No Fees for Online Payments
Award-Winning Website and Mobile App with Home Intelligence
Important Disclosures

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.

By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

    1.Debt consolidation refinances increase mortgage debt, reduce equity, and extend the term on shorter-term debt and secure it with your property. The relative benefits received from debt consolidation will vary. A debt consolidation loan may increase the total number and amount of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, borrowers should not carry new credit card or high interest rate debt.

    2.Average monthly debt payment reduction figures based on Mr. Cooper refinances from June 2022 – May 2023 in which a customer paid off at least one non-mortgage debt. Comparison between total minimum monthly payments before and after refinance. Individual results will vary.

    3.Purchase Loan Discount For Existing Customers: Offer is only available to existing customers serviced by Nationstar Mortgage LLC d/b/a Mr. Cooper on new conforming purchase loan transactions that close with Mr. Cooper. Mr. Cooper will apply .5% reduction in discount points compared to non-portfolio customer pricing. This additional discount translates to a $500 credit of discount points for every $100,000 in final loan amount. As an example, if your final loan amount is $200,000.00, Mr. Cooper will apply $1,000.00 (.5% of 200,000) towards discount points at time of rate lock. Offer is subject to change. Offer applies to new purchase loan applications submitted on or after 2/12/2018 and close with Mr. Cooper.

    4.Reduced Fees and Less Paperwork Disclaimer: In some cases, an FHA streamline refinance or VA Interest Rate Reduction Refinance Loan (IRRRL) may require an appraisal and/or full income and asset documentation and full credit qualification. This requirement will increase fees and required paperwork. A licensed Mortgage Professional can inform you of all options available to you as well as the program requirements.

    5.Available cash or cash-out amount is an estimate of the equity you may be able to withdraw. It is based on an estimated current value of your property minus the estimated current amount owed. The amount of cash-out that may be available to you varies and depends on numerous factors including the value of your property and the maximum allowable LTV, which can vary significantly based on factors such as the loan program, your capacity to afford the new loan, your credit history, and the property type.

Ready to buy or refinance?