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Get cash for home upgrades or other big expenses — with or without refinancing your first mortgage!
The Mr. Cooper Advantage:
Lower Your Monthly Payment
We'll help you explore interest rates and terms with the goal of reducing your monthly payments.
Get Cash for Wherever Life Takes You
A cash-out refinance give you options. Consolidate high-interest debt, upgrade your living space, and more.*
Keep It Stress-Free
From applying to closing to managing your loan, our online tools and team of experts take the hassle out of refinancing.
Get a Quick Quote on a Smart RefinanceWhether you’re looking to lower your payment, consolidate debt, or get cash out, refinancing your current mortgage could be easier than you think.
*Debt consolidation refinances increase mortgage debt, reduce equity, and extend the term on shorter-term debt and secure it with your property. The relative benefits received from debt consolidation will vary. A debt consolidation loan may increase the total number and amount of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, borrowers should not carry new credit card or high interest rate debt. A cash-out refinance increases your mortgage debt and reduces equity. It may increase the total number and amount of monthly payments, total finance charges, and/or the total amount paid on the mortgage.
This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.
This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.