*To be eligible, you must lock a loan with Mr. Cooper between 9/15-9/30. All other fees apply. Transactions subject to borrower and property qualifications and credit approval. Not all applicants will qualify. Loan must meet agency and investor guidelines. Applicable on new applications only. Other conditions and restrictions apply. Offer subject to change at any time.

By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

A cash-out refinance increases your mortgage debt and reduces equity. It may increase the total number and amount of monthly payments, total finance charges, and/or the total amount paid on the mortgage.

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.