Hey Homebuyers! We’ll Knock
1% Off Your Rate for a Full Year.

Buy now and we’ll drop your rate by 1% for the first year of your mortgage. Plus, we'll give you up to $1,500 in credit when you refinance later.

Call Us Now

call us
call us

Call us or complete this form and we’ll contact you. All fields required.

Or complete this form and we’ll contact you. All fields required.

I want to:
Are you a Mr. Cooper customer?

By submitting my information, I understand that I am consenting for Nationstar Mortgage LLC d/b/a Mr. Cooper to contact me to discuss mortgage loan products and rate options at the email address and the phone number provided including via text messaging, automated or pre-recorded means. Standard data and text messaging rates apply. I understand that my consent is not required as a condition to purchase a good or service. I agree that I am subscribing to receive Mr. Cooper marketing emails. Mr. Cooper respects your privacy and treats your confidential information as such. For information, please review our Privacy Policy. See Terms and Conditions for Mr. Cooper's cellular phone contact policy.

Mr. Cooper’s 1% Mortgage Markdown* discounts your monthly payment by reducing your interest rate by a full percentage point for the first year.

  • Get one full year of lower payments.

  • Lower payments start immediately.

Don’t sweat changing rates. Mr. Cooper’s RateSwap** lets you buy now and save when you refinance later.

  • We’ll waive origination fee on any refinance within 3 years.

  • That’s up to $1,500 in savings when you decide to refinance.

  • Whenever you're ready, call our experts to start your refinance.

Mortgage Buydown Calculator

Get quick estimates of various payment options. Adjust the loan details to see different scenarios.

Buydown Type

Loan Amount


Interest Rate

Interest Rate

Current Payment

New Payment

Monthly Payment Reduction

Total Reduction


Get Expert Help Now

call us


Total Reduction

This is an estimate.
Together-IconBringing expert service to 4.2 million homeowners
Trophy-IconProud to be the #1 non-bank servicer in the U.S.
MileStone-Icon29 years making customers feel right at home
right move logo

Selling or buying? With Mr. Cooper RightMove, you can’t go wrong.

Take the stress out of buying and selling with Mr. Cooper RightMove, your all-in-one toolkit for the homebuying journey. From instant Pre-Approval to Close On Time Guarantee, we have the tools to help you make your best move yet.

Make your homebuying journey stress-free by connecting with trusted local agents. 

Browse the latest home listings, get real-time housing market insights, set up alerts, and more. 

Starting your home search? Get your Pre-Approval letter the easy way with our online tool. 

When you’re ready to buy a home, a Verified Approval letter can help you bid with confidence. 

We’ll close your loan on time, or your first month’s mortgage payment (principal and interest) is on us. 

Ready to buy or refinance?