Need Cash? We Can Help.

With Mr. Cooper's Home Equity Loan^*, get cash from your home’s equity without losing your mortgage’s low rate.

4.91 Rating on Zillow

4.6 million Customers

Call now to speak to our home equity professionals or complete the form and we’ll contact you.

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Home Equity Loan Benefits:

Protect Your Current Rate

Access you home’s equity while protecting your current low rate.

Use Cash For Anything

Get a lump sum payment and use it for anything.

A Faster & Simpler Process

You’ll get lower closing costs & spend less time waiting than with a cash-out refinance.

75,000+ repeat customers last year alone

Proud to be the #1 non-bank servicer in the U.S.

29 years experience helping customers like you

"Everyone that we spoke to with Mr. Cooper was very helpful, knowledgeable and quick with their responses. The whole process went very smooth due to having experienced employees and we appreciate all of the help. We are happy with how everything turned out."

Ryan

Verified Customer

Testimonials are actual customer experiences. Results not typical. Your results will vary and you may not have similar results.

^*Home equity loans/second mortgages are only available on properties with a first lien mortgage serviced by Mr. Cooper. Second mortgages available for primary residences only. Second mortgage/home equity loan amounts depend on the amount of equity you have in your home, your credit score, debt-to-income ratio, and other factors and program limits on the combined loan-to-value ratio. Not all borrowers or properties will qualify. Not available on properties located in TX, VT, NY, Washington DC, GU, PR, VI.

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferrable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.

Need Cash? We Can Help.

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Home Equity Loan Benefits:

Real Customers. Real Stories.