CALL US

Home Loan

TIME TO BUY THAT HOME


It’s a wonderful feeling when you find that perfect property: The one that fits your needs exactly and puts a smile on your face when you think about it. When you’ve found your next dream home, apply for a purchase loan and we’ll help you make it yours.

Call Now

Or simply complete the form below and we will call you back to discuss how Mr. Cooper can help you.

  

Get Pre-Qualified

See how much house you can afford by providing basic information online then speaking with a Mr. Cooper loan officer.

Or simply complete the form below and we will call you back.

Know how much house you can afford by providing basic information online then speaking with a Mr. Cooper loan officer.

There was an error please re-enter your data and try again.
This is a required field
GET STARTED
By entering this information, I understand that I am consenting for Nationstar Mortgage LLC. d/b/a Mr. Cooper (Mr. Cooper) to contact me to discuss mortgage loan products and mortgage loan rate options at the email address and the phone number provided including via text messaging, automated or pre-recorded means. Standard data and text messaging rates apply. I understand that my consent is not required as a condition to purchase a good or service. Mr. Cooper respects your privacy and treats your confidential information as such. For information, please review our Privacy Policy. See Terms and Conditions for Mr. Cooper’s cellular phone contact policy.

PREQUALIFY

Our simple prequalification process gets you ahead of the game and usually takes a few minutes.

LOCK IT IN

When you apply for a purchase loan, you also get the chance to lock in a rate for 45 days at no extra cost.

On-Time Close Guarantee

We’re putting our money where your house is. If we don’t close on time, your first month’s mortgage payment (principal + interest) is on us.*

PREQUALIFY

Our simple prequalification process gets you ahead of the game and usually takes a few minutes.

LOCK IT IN

When you apply for a purchase loan, you also get the chance to lock in a rate for 45 days at no extra cost.

On-Time Close Guarantee

We’re putting our money where your house is. If we don’t close on time, your first month’s mortgage payment (principal + interest) is on us.*

Mr. Cooper® On-Time Close Guarantee Terms and Conditions

*The Mr. Cooper® On-Time Close Guarantee offers assurance to customers purchasing a home with a Mr. Cooper home loan that the home loan will close on or before the contract closing date, or the customer will receive a check equal to their first month’s principal and interest payment (“Guarantee Payment”). The customer is still responsible for making all scheduled loan payments according to the loan documents. For NY customers, this may be subject to attorney availability and requires Mr. Cooper approval.

Eligibility: To be eligible for the Mr. Cooper On-Time Close Guarantee,
(1) The customer must:
(a) submit a complete application for a purchase money home loan product directly to Mr. Cooper;
(b) provide a fully-executed purchase contract which must include all pages, addendums, and required signatures;
(c) provide all requested supporting documentation (including income/asset verification documents) needed to make a loan decision and signed initial loan disclosures within 24 hours of submitting the home loan application or within 24 hours of request by Mr. Cooper.  All required documents must be submitted electronically using Mr. Cooper’s online portal, Loan Tracker; and
(d) remain responsive with any further requests from Mr. Cooper and third party settlement service providers (such as appraisers and inspectors) in connection with the processing and underwriting of the home loan by providing any required documentation, access to property, or other response within 24 hours of request; and
(2) The home loan application must be for a first lien, owner-occupied, conventional mortgage loan product.  This offer does not apply to VA, FHA, non-conventional, or non-QM home loan products.
(3) All required appraisals and an acceptable home inspection must be received 10 days before the Guaranteed Closing Date.  Title work must be completed 5 days before the Guaranteed Closing Date. Sufficient funds to close must be verified 5 business days before the Guaranteed Closing Date. All required approvals from third parties (e.g. HOA, Condo certifications, etc.) must be received 5 days prior to the Guaranteed Closing Date. If home purchase is dependent on sale of home, proceeds from home sale must be received same day or before the Guaranteed Closing Date. For home loans to be secured by new construction, Mr. Cooper must receive a completed Final Inspection and/or certificate of occupancy at least 72 hours prior to the Guaranteed Closing Date.
Guaranteed Closing Date: The purchase contract closing date (“Guaranteed Closing Date”) must be at least 21 calendar days after the date that the customer submits the complete mortgage application, purchase agreement, and all requested initial supporting documentation (including income/asset verification documents) to Mr. Cooper’s Loan Tracker portal.  If the home loan does not close on or before the guaranteed closing date (subject to these terms and conditions), the customer will receive the Guarantee Payment in the form of a check following the home loan closing.  The customer is responsible for any tax liability related to participating in the program and should consult a tax advisor if there are any questions about their personal tax situation.
Important Restrictions: The Mr. Cooper On-Time Close Guarantee will not apply if: (1) an existing home loan application has been submitted by borrower involving same subject property address as of May 19, 2019 (2) changes are made to the original closing date as documented in the purchase agreement; (3) changes are requested to the loan amount, product, or terms requested within 10 days of the guaranteed closing date; (4) there are changes to borrower’s income, employment, or debt from time of application to closing; (5) closing date extensions are due to a delay in completion of new construction, improvements, or property repairs; (6) either borrower or seller fails  to meet purchase contract terms and requirements including seller-related delays, (7) home loan transaction involves a Co-op, CEMAs, or requires two or more appraisals, and/or (8) delay in closing is due to force majeure events including weather, or natural disaster.
Mr. Cooper reserves the right to amend, terminate, or withdraw the Mr. Cooper On-Time Close Guarantee at any time without prior notice.

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.