Estimated reading time: 5 minutes There were more than 18 million veterans in the U.S. in 2023, according to the Department of Veterans Affairs (VA). If you’re one, there…
Author: Melissa Syphrett
We’re entering the heart of summer, so your air conditioner is probably running, putting your electricity bill top of mind. Luckily, there are ways to beat the heat. Read on for 5…
Cash reserves, or “mortgage reserves,” are funds a customer has easy access to in addition to their down payment and closing costs. These funds can be liquid—like cash in a…
Estimated reading time: 5 minutes As mortgage rates have gone up, so has the popularity of temporary mortgage buydowns. Temporary buydowns allow homebuyers to lower a mortgage rate…
Estimated reading time: 9 minutes There are a few steps you can work into the homebuying process to help ensure you get a solid home and mortgage. But, the process can be fast-paced…
A middle FICO Score is a borrower’s second highest FICO Score among what the three major credit reporting agencies (Experian®, Equifax®, and TransUnion®) report. This is the score…
Estimated reading time: 7 minutes First, our hearts go out to everyone impacted by the devastating effects of the recent wildfires. We know this is an incredibly stressful time and…
This step-by-step guide is packed with tools and insights to help you navigate the process from preparing to shop to closing on your new…