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Cash reserves, or “mortgage reserves,” are funds a customer has easy access to in addition to their down payment and closing costs. These funds can be liquid—like cash in a…
Author: Melissa Syphrett
Estimated reading time: 5 minutes As mortgage rates have gone up, so has the popularity of temporary mortgage buydowns. Temporary buydowns allow homebuyers to lower a mortgage rate…
Estimated reading time: 9 minutes There are a few steps you can work into the homebuying process to help ensure you get a solid home and mortgage. But, the process can be fast-paced…
A middle FICO Score is a borrower’s second highest FICO Score among what the three major credit reporting agencies (Experian®, Equifax®, and TransUnion®) report. This is the score…
Estimated reading time: 7 minutes First, our hearts go out to everyone impacted by the devastating effects of the recent wildfires. We know this is an incredibly stressful time and…
This step-by-step guide is packed with tools and insights to help you navigate the process from preparing to shop to closing on your new…
The homebuying process can be overwhelming, and it can be confusing to know where to start. If you’re looking to buy a home, check out our step-by-step process below and download our…
Estimated reading time: 7 minutes Now that you’ve decided to put your house on the market, you have to make it presentable and welcoming for potential buyers. Even if your home is…