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An earnest money deposit, often just called earnest money, is an amount of cash that a potential buyer agrees to pay soon after their offer on a home is accepted. It’s provided as a…
Author: Melissa Syphrett
A FICO Score is a type of credit score created by the Fair Isaac Corporation. Lenders use borrowers’ FICO Scores along with other details on borrowers’ credit reports to assess…
Estimated reading time: 3 minutes As the tax season begins, the Mr. Cooper team is here to help you start it off right. Here’s a quick look at what to expect and when. Key…
Estimated reading time: 5 minutes There were more than 18 million veterans in the U.S. in 2023, according to the Department of Veterans Affairs (VA). If you’re one, there…
Estimated reading time: 5 minutes Is your home underinsured? Many sources say that 2/3 of homeowners don’t have enough insurance to rebuild after a total loss….
Estimated reading time: 6 minutes Whether you’ve just bought a home and wish you could have gotten a lower payment or have had a mortgage payment for years, there are ways to…
Escrow can seem like one of the more confusing parts of your home loan, but it generally boils down to a few key parts. One of these is your escrow account’s minimum required balance….
Financial difficulties can happen to anyone. If you’re struggling to make your monthly mortgage payment, the first step toward finding a solution is to reach out to your mortgage…