Take control of your high‑interest debt

Our cash-out debt consolidation refinancing options could help you lower your monthly debt payments by over $400 per month**

You may be able to consolidate a variety of high-interest debts like credit cards, medical expenses, taxes, personal and payday loans, or student loans into one new single mortgage loan with a lower interest rate.*
This is done by using the equity that your home currently has.

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Lower Monthly Payments

Our customers have lowered their monthly debt payments by an average of over $400 per month!** Now that’s smart!

Consolidate Payments

Potentially simplify your life with one monthly payment. That may free up more money for your day to day expenses.

Take Control

Get relief from creditors. You could become high-interest debt free depending on your home’s equity and amount of debt.

Real Customers. Real Stories.

"Everyone that we spoke to with Mr. Cooper was very helpful, knowledgeable and quick with their responses. The whole process went very smooth due to having experienced employees and we appreciate all of the help. We are happy with how everything turned out."

Ryan

Verified Customer

Testimonials are actual customer experiences. Results not typical. Your results will vary and you may not have similar results.


Rates Change Fast, So Don’t Wait.

Our expert mortgage professionals are standing by to discuss your options.

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* Debt consolidation refinances increase mortgage debt, reduce equity, and extend the term on shorter-term debt and secure it with your property. The relative benefits received from debt consolidation will vary. A debt consolidation loan may increase the total number and amount of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, borrowers should not carry new credit card or high interest rate debt.

** Average monthly debt payment reduction figures based on Mr. Cooper refinances from June 2022 – May 2023 in which a customer paid off at least one non-mortgage debt. Comparison between total minimum monthly payments before and after refinance. Individual results will vary.

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.

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