Joel and Fred handled my home loan and closing and did it with the utmost professionalism! They went above and beyond with helping me handle this stressful time! I think they both showed what true customer service should look like and if I could give them 100 stars I would!!! They were both awesome to work with and made this experience so pleasant for me! I want to thank them both so much for how well they handled my application all the way through to the closing! I am in my new home today and I could not be happier! Joel and Fred are outstanding at what they do!!!!