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Do I Need A Real Estate Agent?

When it comes time to buy a new home, many people assume that they need a real estate agent (and for those who make that assumption, an agent is probably the best move). If selling your home on your own seems daunting, you’ll likely need the guidance that a real estate agent provides. On the other hand, if you’re a self-starter who’s interested in trying out something new and doesn’t mind doing some thorough research, selling your home without a real estate agent could be a viable option. Here are a few situations where you might (or might not) need a real estate agent to get the job done.

Signs You Don’t Need A Real Estate Agent

1. You’re internet savvy
There’s no doubt that in today’s digital world, knowing your way around the web has major advantages. The same is true when you’re thinking about selling your home. There are so many helpful tools on the internet that you can use to your advantage, and if you’re willing to put in the time, selling your home without an agent is very doable and could even lead to savings. The time you put in to researching and utilizing different online tools can pay off in full if you play your cards right.

2. You’re confident
Believe it or not, one of the top reasons people don’t list their homes without a real estate agent is because they’re intimidated by the negotiation process. If you’re confident or familiar with sales, you could have a huge advantage. Put your skills to use and go after that asking price.

3. You have a mentor
If you have someone to lean on and ask the difficult questions, the process of selling your home by yourself is probably going to go a lot smoother. With someone who’s been through the home buying process before on your side, you can rely on the experience of someone else when you list.

Signs You Need A Real Estate Agent

1. You need to sell fast
If you’ve never sold a home by yourself, it can take some time to learn the ins and outs. There are plenty of resources online that can teach you how to sell your home yourself, but if you’re in a hurry, hiring an agent might be the best bet. A real estate agent will be able to move you through the process quickly —and hopefully get you more offers.

2. You’re in a volatile market
In some markets, it’s perfectly fine to go ahead without a real estate professional. If everything’s selling like hot cakes and it’s easy to price your home given what other similarly sized properties are selling for, you might be able to venture out on your own. If things are up and down in your neighborhood, however, having the opinion of a seasoned professional can be helpful. Research the market you’re in, determine how much homes in your area are listing for, and also get an idea of their selling prices. If you’re noticing a lot of fluctuations and big differences, consider talking to an agent.

3. You’re not a fan of DIY
Do you pay to have your house cleaned, or do you get down on your hands and knees and scrub the floors yourself? Do you eat out, or do you make all of your meals at home? Who mows your lawn, changes your oil, and books your vacations? If someone else is doing these tasks for you, you’re probably not the type of person who sells their home by themselves. The “do it for me” method is totally acceptable; if it stresses you out to do chores, hire an agent to sell your home. It’s a big job.

If you’re still on the fence about whether you should work with a real estate agent to sell your home (or buy your next one), consider this: Mr. Cooper’s Real Estate Rewards* program for buyers and sellers allows you to tap into a network of top real estate agents that offers savings on both sides of the buying and selling transaction. If you’re selling1, you’ll get comprehensive marketing and sales service at a great value. And if you’re buying2, you’ll have access to thousands of listings — and you might be eligible for a Buyer’s Bonus Credit at closing. Learn more about all of those Real Estate Rewards here.



1. Listing commissions may vary by transaction and through negotiation.

2. IMPORTANT NOTICE ABOUT Real Estate Rewards BUYER’S CREDIT/XOME PURCHASE PRO: When you purchase a new property, you may be eligible to receive a rebate equal to 15% of the agent’s fee. The amount of the credit is based on the applicable real estate commissions and determined by each individual real estate agent in the Xome Agent Network. The subject rebate will be memorialized in the buyer broker agreement executed with the Xome Agent at the time you officially engage the Xome Agent to represent you.

If you are financing the property, the credit to be provided at closing through the Xome Purchase Pro program offer is subject to written lender approval. The credit provided at closing through the Purchase Pro program offer must be disclosed to any lender, seller, broker, appraiser, agent, or any other party with an interest in the transaction. The nature and amount of the credit will be reflected in the Purchase Agreement, Closing Disclosure, and/or other documents. It is recommended that all customers receiving a credit contact a tax professional regarding any potential tax implications associated with the credit. Consumers must consult their local broker for any additional state law requirements. Additional Disclosures & Conditions: (a) To obtain the Purchase Pro credit you must complete each transaction utilizing a real estate agent who is a member of the Xome Agent Network; (b) You acknowledge that the available real estate commission credit is subject to the established sales commission; (c) The Purchase Pro program does NOT apply to any properties marketed and listed for sale through any auction process, including, without limitation, www.xome.com or any comparable auction‐related entity or brand; (d) The Purchase Pro program may be modified at any time via the Terms of Use; provided, however, modifications will not apply to any transactions under contract and subject to the then‐current Purchase Pro program; (e) Participation in this program is entirely voluntary; (f) Provided all contingencies are met, the available credit will be provided at the time of closing.

The Purchase Pro program is not available in AK, IA, KS, LA, MS, MO, OK, OR and TN.

 *Mr. Cooper Real Estate Rewards is offered by Xome. Inc., an affiliate of Mr. Cooper. Referrals to Xome may provide a financial benefit to Mr. Cooper. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper.

This is an advertisement and not intended as a solicitation for agent representation if your property is

currently listed with an agent. Visit Xome’s licensing page https://www.xome.com/auctions/licensing. 

Xome Inc. & Xome CT LLC [Davis E. Owen, Sr.‐Broker] (for CT properties] & Xome PR LLC (for PR properties), 750 Hwy 121 BYP, Suite 100, Lewisville, TX 75067.

Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.